What is a Payment Mandate?
Think of it as giving Tova, your AI giving agent, permission to donate for you
The Simple Version
Imagine you want to donate to your favorite charities regularly, but you're busy and keep forgetting. With tovli, Tova handles all the logistics — you just approve each donation cycle.
A payment mandate is like giving Tova a monthly allowance. You decide how much she can spend (like "$100 per month") and we make sure she never goes over that amount. You can cancel anytime with one click.
⚙️How It Works (Step by Step)
You choose your monthly budget
Decide how much you want to donate each month. For example, you might choose $100/month total, with no single donation over $50. Tova cannot exceed these limits. Period.
We keep your payment info safe
Your card is stored in our secure vault, built on the same industry-standard, bank-grade infrastructure (PCI Level 1) that protects online banking. The tovli app and Tova never receive your raw card number — only a single-use token to complete each donation you approve.
You approve, we donate
Before each donation cycle, we'll ask you to enter your security code (30 seconds). Once you approve, Tova divides your budget among the charities you chose and completes the donations — you get confirmations for each one.
You can see everything that happens
Every donation gets a receipt with a confirmation number, just like when you shop online. You can see your complete history anytime, and if you ever want to stop, just click "Cancel" - it takes effect immediately.
🔒Is My Money Safe?
Yes. Your card is kept in our secure vault — built on proven, bank-grade, PCI-Level-1 infrastructure, the same standard that protects your online banking. The tovli app and Tova never handle your raw card number; every donation runs on a single-use token, and only within the budget you set. Here's how we keep you protected:
Same security as your bank
Built on the same industry-standard, bank-grade (PCI Level 1) infrastructure that protects your online banking — proven technology, not homegrown
Your card stays vaulted
Your card is encrypted in our secure vault — the app and Tova only ever use a single-use token, never the raw number
Temporary access only
Tova gets a 60-minute window to complete each donation, then access expires automatically
You're always in control
You set firm limits that cannot be exceeded, ever
Stop anytime instantly
Click "Cancel" and it stops immediately - no phone calls, no waiting
Full history
Every donation has a receipt and confirmation number you can check
🔄Why Do I Enter My Security Code?
For your security, the 3-digit code on the back of your card is only stored for 60 minutes. This is an industry-standard security rule built into our secure vault — it ensures nothing happens without your approval.
Before each donation cycle, we'll send you a quick reminder to enter your security code. It takes about 30 seconds. This confirms you still want donations to happen and keeps you in control.
What happens:
- 1.We email you a reminder before your donation cycle
- 2.You click the link and enter your 3-digit security code
- 3.We process all your donations
- 4.Done until your next donation cycle!
Why Use This Instead of Donating Yourself?
Doing It Yourself
- •Have to remember each month
- •Visit each charity's website separately
- •Fill out the same forms over and over
- •Keep track of receipts yourself
- •Easy to forget and miss months
With Tova
- ✓We handle the logistics, you approve
- ✓AI visits all the websites for you
- ✓Forms filled out automatically
- ✓All receipts saved in one place
- ✓Nothing happens without your approval
Questions You Might Have
Can I change how much I give later?
Absolutely! You can change your monthly amount anytime. Just set up a new budget and Tova will use the new amount. If your finances change, your giving can change too - no problem at all.
What if I want to stop completely?
Just click the "Cancel" button and it stops right away. No phone calls, no hassle, no questions asked. You can restart anytime you want.
What stops Tova from spending too much?
The limits you set are hard-coded — Tova simply cannot go past them, no matter what. It's built into the system so even if something goes wrong, your budget is protected.
How do I know the donations actually went through?
Every donation gets a confirmation number and receipt, just like when you shop on Amazon. You can see all your donations in one place with the date, amount, and charity name.
Where is my card stored, and is it safe?
Your card is kept in our own secure vault, built on industry-standard, bank-grade (PCI Level 1) infrastructure — the same proven technology that protects your money when you bank online. It's encrypted and isolated: the tovli app and Tova never touch the raw card number, only a single-use token for each donation you approve.
How does Tova actually donate?
Tova visits each charity's website and fills out their donation form, exactly like you would do by hand. She types in the information, clicks the buttons, and submits the form. You get a receipt for every donation so you can verify everything.
Ready to Try It?
Takes just 2 minutes to set up. We handle the logistics, you approve each donation cycle. Safe, simple, and you can cancel anytime.
Takes 2 minutes • Fully secure • Cancel anytime